Protect your Prized Possession
If you want a policy designed specifically for your vintage or classic car we can help you. It is a specialised market and although standard car insurance policies can also provide cover, it is not always the best fit.
Insurance policies for classic cars are specifically designed to cover older vehicles against accidental damage, theft, storm, hail, flood, fire, malicious damage and third party, and personal property.
Classic Car Insurance has the following features which are better suited for these vehicles:
- Insurance for classic cars tends to be for an agreed value determined by the policy holder and the insurer
- Limited Use Options – Most Classic Cars are not used regularly, only for those special days
- Choice of repairer — you get to choose
There are often exclusions, deductibles and limits which apply, so contact an Avoca Insurance Broker to discuss your specific insurance needs.
Have any questions? Call for a quick chat!
Frequently Asked Questions
Classic cars are often categorised as vehicles built before 1990 or vehicles that are at least 30 years old to be considered a classic.
There are other categories for older cars as below, however definitions can vary:
- Veteran: manufactured prior to 1918
- Vintage: manufactured between 1919 and 1930
- Post Vintage: manufactured between 1931 and 1949
- Classic Acceptance: manufactured between 1950 and 1969
- Modern Classic: manufactured between 1970 and 1989
The cost can definitely vary between insurance providers, however a few considerations could impact the overall costs such as:
- Your vehicles model and age
- Kilometres driven
- Full disclosure of traffic and insurance claims histories
- Your age
- Where the vehicle is stored at night
- How regularly you drive it
